LendingTree Review

Service Profile

With the largest network of lenders in the country, LendingTree provides a variety of consumer loans and business loans. LendingTree is not a direct business lender but is considered an online marketplace for consumers. Think of them as a financial matchmaking service. They connect you with lenders that compete to help you with your business needs. The business loans that are available through LendingTree partners include working capital loans, real estate business loans, and business equipment loans. Other forms of financing are available as well. LendingTree helps you find loans for up to $1 million through its network of reputable lenders.

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Business Loan Features

  • Variable repayment terms
  • Free account setup
  • Up to $1 million limit
  • Interest rates vary (based on lender terms)
  • Minimum credit score may be required (based on lender terms)
  • Approval in 24-48 hours
  • Prepayment penalties may apply (based on lender terms)
  • Additional fees may apply (based on lender terms)

Loan Application Information and Requirements

To see if you qualify for business funding, you just need to fill out a simple form in the Business Loans section of the website.

To complete the form, you will need to provide your:

  • Business legal structure
  • Date business formed
  • Current annual revenue amount
  • Business location
  • Owner name
  • Credit score rating
  • Contact number and email address

Once this information is submitted, LendingTree submits it to its network of lending partners. You will be matched with up to five lenders. Lenders may contact you directly, or you can contact them directly.

The requirements for applying for loans will vary because each lender has its own requirements and terms. Each lender will inform you of which financial documentation is needed for the underwriting process. LendingTree guarantees the availability of loan amounts up to $1 million. Just note that each lender has its own loan amount limit. They will qualify you based on their specific terms and requirements. According to LendingTree, you can obtain funding within 24 to 48 hours.

The matching process includes the following steps:

  • Loan request
  • Loan request form matching and transmission
  • Lender evaluation and response
  • Communication of a conditional offer
  • Loan processing
  • Ongoing consumer and lender support

Repayment Terms

Since LendingTree is only a matchmaking service that connects you with business lenders, they do not establish repayment terms. Repayment terms are established by each lender and will vary. Lenders you are matched with will provide this information when they contact you directly or you contact them directly.

Help & Support

Consumers are able to set up a free account on LendingTree. It is called a My LendingTree account. From this account, you can track your credit scores and review any loan or credit card accounts you have. LendingTree also uses this account to inform you of possible savings on loan offers. You are able to call LendingTree anytime with questions before or after applying for loans. They also provide financial tools and information on their website.


LendingTree is not a direct lender. However, they provide a platform for you to be matched with reputable lenders. LendingTree does not customize loan offers for you. Each lender that is matched with you has its own application process, terms, and requirements. Therefore, LendingTree cannot provide you with this information. You are able to obtain these details once you make contact with your matched lenders.

Company Profile

LendingTree is an online loan marketplace with the largest network of lenders in the country. They give lenders the opportunity to compete for your business. In addition, LendingTree also offers valuable financial tools and resources to educate and inform consumers. They match you with up to five lending sources. This platform allows you to make the best decisions when obtaining loans.

Physical Address

LendingTree, LLC

11115 Rushmore Drive

Charlotte, NC 28277

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