Biz2Credit Review

ByTop10 StaffNov. 16, 2020

This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the location and order in which the companies (and/or their products) are presented, and in some cases may also impact the rating that is assigned to them. To the extent that ratings appear on this site, such rating is determined by our subjective opinion and based on a methodology that aggregates our analysis of brand market share and reputation, each brand's conversion rates, compensation paid to us and general consumer interest. Company listings on this page DO NOT imply endorsement. We do not feature all providers on the market. Except as expressly set forth in our Terms of Use, all representations and warranties regarding the information presented on this page are disclaimed. The information, including pricing, which appears on this site is subject to change at any time.

In a Nutshell

Biz2credit is one of America’s largest small business loan marketplaces. Backed by Nexus Venture Partners, it has arranged more than $2 billion in funding for more than 200,000 small businesses across the United States since 2007. It offers a wide variety of funding options, from regular business term loans to lines of credit, equipment financing, and more.


  • Matches you with the right loan for your needs
  • Strong customer feedback ratings
  • Quick funding, usually 24-72 hours


  • Does not underwrite loans itself
  • Funding can take longer than advertised

Biz2Credit at a Glance

Direct lender or marketplace? Marketplace
Loan types Business loan, business line of credit, SBA loan, equipment financing, merchant cash advance, business acquisition loans
Loan amount $10,000 - $5 million
Repayment terms Up to 36 months
APR Varies
Suitable for Comparing business loan options from a wide range of lenders


Biz2Credit is one of America’s leading business lending marketplaces, offering a range of funding options from many of the country’s lenders. Biz2Credit’s proprietary platform matches your small business to suitable sources of capital for your needs, based on your business’s unique profile. It takes only a few minutes to prequalify for business products and the whole process takes place on a secure, transparent online platform. 

Why Biz2Credit Is Good for Your Business

If you’re just starting out your search, have never had a business loan before, or were unsatisfied with previous business lenders, then Biz2Credit is for you. In a matter of minutes, the Biz2Credit platform can help you prequalify for multiple business funding products from top lenders configured to your needs.

Loan Features

Loan features offered by Biz2Credit vary from lender to lender and loan type to loan type. With dozens of lenders and dozens of loan types, Biz2Credit offers hundreds of business funding possibilities.

The following table shows the main loan types.

Loan type Loan amount Loan terms APR Time to funding
Unsecured business loan $100,000 Up to 7 years 4-36% 1- 4 days
SBA Loan $10,000 - $5 million 5-25 years Starting at 6.5% Min. 30 days
Business line of credit $10,000 - $1 million 6 months – 5 years 7-25% Min. 48 hours
Equipment financing Up to 100% of equipment value Est. life of equipment 8-30% Min. 48 hours
Merchant cash advance $2,500 - $250,000 Deducted daily from account Factor rate: 1.14-1.45 Min. 24 hours
Business acquisition loan Up to $5 million Up to 25 years 3-10% Min. 48 hours

Application Process

The process of prequalifying through Biz2Credit takes no more than 5 minutes. To see your options, you’ll need to enter information about your business (e.g. contact details, time in business, annual revenue, personal credit score), and personal information. Within a few seconds of pressing the ‘Submit’ button, Biz2Credit will show you the options for which you have prequalified.

Biz2Credit asks for all the information its partners require, saving you time with the final paperwork. For example, in the initial application process you will be asked to connect the bank account where you wish to deposit the funds and to state whether you have outstanding debt. The entire Biz2Credit application process is designed to find you good funding options for your needs, saving you time and energy in the long run.

With most lending options, Biz2Credit’s partners can fund you within 24-48 hours. The only exception is an SBA Loan, which usually takes a month (as is the case with any SBA Loan-authorized lender).

How Much Can You Borrow? 

The loan amount depends on which loan type Biz2Credit suggests to you. The maximum amount for a regular, unsecured business term loan is $100,000. However, Biz2Credit can arrange up to $5 million in funding if the purpose of the loan is a business acquisition.

Repayment Terms

As you would expect of a marketplace that deals with multiple lenders and loan types, Biz2Credit offers a wide variety of repayment terms. If you’re looking for a short-term loan, then there are unsecured business loans and lines of credit with as little as 6-month repayment terms. At the other end of the scale, SBA loans and business acquisition loans carry repayment terms of as long as 25 years.

How Safe Is It? 

You don’t facilitate $2 billion in loans without building trust among users. In Biz2Credit’s case, its platform is secured by SSL technology from Entrust, a leading website security provider. Biz2Credit has a lengthy, transparent privacy policy that tells you everything you need to know about what it does with your personal information.

Help & Support

While primarily an online platform, Biz2Credit also offers support by phone (212-644-4555) and email ( Biz2Credit has a 4.9/5 Trustpilot rating from more than 1,500 reviewers, with 95% of customers calling its service “excellent.”


Biz2Credit does everything a business loans marketplace should do. It offers speed, precision, and a broad network of lending partners—meaning you can be assured of finding a suitable funding option for your business. If you’re just starting out your business loan search or haven’t yet found what you’re looking for, then Biz2Credit can help point you in the right direction.

Physical Address

Biz2Credit Inc.

1 Penn Plaza,

45th Floor,

New York, NY 10119

Biz2Credit customer testimonials

ExcellentReviews 1,649
TrustPilot is the world’s most powerful review platform, free and open to all.
  • author
    Badri Narayan Viswanathan
    2 days ago
    We recently received money from…

    We recently received money from Biz2Credit. Worked with Prashant and Ramit in getting the funding. Their team is highly customer centric and processed our Financing pretty quickly. They understand the customer's needs and provide financing solutions accordingly. Wish Biz2Credit the very best ! Badri Narayan


  • author
    Gabriel Picazo
    2 days ago
    Biz2Credit helped me with a loan to keep runniing my business.

    Biz2Credit helped me with a loan to keep running my business while we are starting to growing our sales after this COVID-19 caos. Thank you!


  • author
    Nov 19, 2020
    3rd Time we use Biz2credit

    This is the 3rd time we used biz2credit. A straightforward finance solution with no hidden fees or surprise charges like most of their competitors.


  • author
    Helen Beard
    Nov 18, 2020
    Excellent customer service and timely

    Excellent customer service and timely. Fees very affordable compared to a competitor.


  • author
    Andrea Zeller
    Nov 12, 2020
    miscommunication adjusted

    I had an issue with my account and the error was fixed immediately!