Biz2Credit Review

ByTop10 StaffJan. 04, 2021

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In a Nutshell

Biz2Credit is a small business loan marketplace that connects you with term loans, startup funding, and commercial real estate loans. The company offers a simple and fast application process and its partners typically approve loans within 24 hours.


  • Get approved in 24 hours
  • Financing for new businesses available
  • Excellent customer support


  • High revenue requirements
  • Origination and factor fees

Biz2Credit at a Glance

Direct lender or marketplace? Marketplace
Loan types Term loans, commercial real estate loans, startup financing, Paycheck Protection, Program loans
Loan amount $25,000 - $6 million
Repayment terms 12- 36 months
APR 8.99% and up
Suitable for

Low-interest loans for growing businesses

Biz2Credit Biz2Credit Get Started


Biz2Credit is a lending marketplace for small businesses where you can find term loans, business cash advances, and commercial real estate loans. Biz2Credit uses a simple application to find multiple pre-approved loan offers for your business. Plus, the company has loan advisors at the ready to help you pick the right type of loan for your business.

Biz2Credit has somewhat stringent requirements for term loans, including $250,000 in annual revenue and an 18-month business history. The upside is that you can get interest rates as low as 8.99%. Younger businesses can also take advantage of financing in exchange for a percentage of future profits.

Why Biz2Credit Is Good For Your Business

Biz2Credit is designed to connect growing businesses with the money needed for expansion. What makes this lending marketplace unique is that it caters to a wide variety of businesses. For example, established businesses can choose traditional term loans, while startups can get financing that is repaid with a percentage of future profits. Biz2Credit’s partners typically approve loans within 24 hours and you can receive funds within 3 business days.

Loan Features

Biz2Credit coordinates several different types of loans. Small business term loans feature low interest rates, weekly or biweekly payments, and flexible term options. Startup financing is designed for young businesses that have been around for less than 18 months and can be repaid based on future profits rather than through fixed payments. Commercial real estate loans offer lower interest rates and more funding for businesses that own their own property.

  • Interest rates as low as 8.99%
  • Term loans, startup financing, or commercial real estate loans
  • Get approved in as little as 24 hours
  • Choose from multiple loan offers

Application Process

Biz2Credit offers an online application that takes less than 5 minutes to complete. Just enter details about yourself and your business, and Biz2Credit will instantly display loan options for which you’re already pre-approved.

Once you decide on a loan offer, the lender will run a hard credit check and ask for supporting documentation. Most Biz2Credit partners offer final approval in less than 24 hours and can get funds to you within 72 hours.

How Much Can You Borrow? 

The amount you can borrow through Biz2Credit depends on your business history and how you plan to use your loan. With a standard term loan, you can borrow between $25,000 and $250,000. Startups in need of financing can borrow between $25,000 and $5 million. If your business owns its property, you can use a commercial real estate loan to borrow between $250,000 and $6 million.

  • Requires minimum 660 credit score
  • $250,000 in revenue and 18 months in business for term loans
  • $100,000 in revenue and 6 months in business for startup financing

Repayment Terms

Biz2Credit term loans and commercial real estate loans have a repayment term from 12 to 36 months. Your interest rate will vary depending on your credit history and lender, but Biz2Credit advertises rates as low as 8.99% APR. Payments are weekly or biweekly for term loans and monthly for commercial real estate loans.

If you choose startup financing, your lender takes a percentage of your profits on a daily, weekly, or biweekly basis to pay off your debt. The amount of time it takes to repay your loan will depend on how big the percentage is and how much profit your business makes.

Privacy and Security

Biz2Credit’s website and application is secured with SSL encryption through Entrust. The company has a very comprehensive privacy policy, although it does share details about your business with partners.

Help & Support

Biz2Credit offers support by phone, email, and live chat 5 days a week. The company also offers a business toolkit so you can track your business’s finances and find out how much a loan will cost.

Phone: (212) 644-4555


Physical Address

Biz2Credit Inc.,

1 Penn Plaza, 45th Floor,

 New York, NY 10119


Biz2Credit makes it easy to find the perfect loan or financing offer for your business. This marketplace connects you with lenders who cater to a wide range of businesses who approve loans in as little as24 hours. Biz2Credit offers a simple application, excellent customer support, and high borrowing limits.

Biz2Credit Biz2Credit Get Started

Biz2Credit customer testimonials

ExcellentReviews 1,692
TrustPilot is the world’s most powerful review platform, free and open to all.
  • author
    Earl Robinson
    Jan 10, 2021
    Simple and Easy Process

    We had a great experience with Biz2credit. They are the real deal and do what they say they will do. The process was simple and easy. We will use them again.


  • author
    Vikram Singh
    Jan 10, 2021
    I recommend Biz2credit for excellent…

    I recommend Biz2credit for excellent customer service. I strongly recommend anyone looking for business loan should use them.


  • author
    Edgar Penrod
    Jan 09, 2021
    Biz2 has been helpful and supportive…

    Biz2 has been helpful and supportive when working with us.


  • author
    gary meyer
    Jan 05, 2021
    Robert did a great job at communicating…

    Robert did a great job at communicating and was very professional to work with..


  • author
    Jan 01, 2021
    They worked very hard to beat other…

    They worked very hard to beat other offers on the table and they did a good job so I took the loan. We will see how it goes.