Dealstruck Review

Service Profile

Dealstruck offers a variety of financial products for your business. The distinction with Dealstruck is that they create customized financial packages for your business based on your needs. One of the financial products offered is a fixed-rate Term Loan that allows you up to 48 months to repay. Another available option is their Inventory Line of Credit (LOC). This allows you to make interest-only payments for up to eight weeks. The third available option is their Accounts Receivable Line of Credit, which allows you to borrow money against your outstanding invoices. The available loan amounts for these products range from $25,000-$500,000.

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Business Loan Features

  • Variable repayment terms
  • Real-time rates and information
  • $25,000 to $500,000 limit
  • Interest rates start at 9.99%
  • 600 minimum credit score
  • Approval in 48 hours and funding within five to seven days
  • No prepayment penalties
  • No hidden fees

Loan Application Information and Requirements

You can apply for funding on the website or by telephone. You’ll typically receive a more rapid response by applying on the website. In order to meet the minimum qualifications for funding, you must:

  • Be in business for a minimum of one year
  • Have a minimum personal credit score of 600
  • Have minimum annual business revenue of $150,000

On the website, you will answer four questions to start the process. After completing the questionnaire, you will be able to obtain a quote or preapproval offer. A loan specialist will contact you to discuss your options. To complete the questionnaire, you will need to provide:

  • The length of time you have been in business
  • The average monthly revenue of the business
  • Your personal credit score
  • Your contact information

Once the loan specialist contacts you, you will be asked for financial documents to verify your business income. This is the underwriting process. After approval, you will sign contracts and receive your funds within three to seven days. If Dealstruck cannot provide funding for you, they will help match you to another lender that may be able to help you.

Repayment Terms

Repayment terms vary based on the type of funding. For the Term Loans, you can take up to 48 months to repay the loan. For the Inventory Line of Credit, weekly payments are made until the amount borrowed is paid back. Interest-only payments can be made for up to eight weeks. For the Accounts Receivable Line of Credit, you don’t repay it. Payments are made by your customers as they pay their invoices.

Help & Support

Help and support are available on the website or by phone. Dealstruck uses proprietary algorithms to provide real-time information and resources. Their Client Portal includes all of the details about your loan, including charts and graphs to help you get a visual picture of loan details. You can also see your loan documents, view account activity and transaction history, and request additional funds through the portal. There is also a mobile app available. You can even integrate your company’s financial information from QuickBooks.


Dealstruck is an online lender that incorporates custom-built technologies to help make their application, repayment, and reborrowing processes easier for you. They want you to feel like they are a partner and not just a lender. Their lending requirements are clear with loan amounts up to $500,000. Their Client Portal is a huge bonus as borrowers are able to see all of their information in one convenient location.

Company Profile

Dealstruck is an online lender that was formed in 2012. They work with accredited and institutional investors to provide funding to small and medium-sized businesses. Their financial products include term loans that are secured by a business’s revenue, loans to purchase equipment, and asset-based lines of credit. They work closely with you to develop a customized funding package to meet your business needs.

Physical Address

Dealstruck, Inc.

1901 Camino Vida Roble, Ste. 120

Carlsbad, CA 92008

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