Reverzz Loans Review

ByTop10 StaffNov. 16, 2020

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In a Nutshell

Reverzz is great for small businesses because of its fast application and approval process. It’s extensive network of lenders offer excellent loan terms and amounts alongside a strong variety of financing solutions, making Reverzz an ideal solution for companies seeking fast funding.


  • Good range of repayment terms
  • Extensive network of lenders


  • Interest rates and APRs not listed on site
  • Not directly a lender

Reverzz ID Card

Loan typesBusiness loans, lines of credit, merchant cash advances
Loan amountBetween $5,000 and $500,000
Repayment Terms3 to 15 Months
Top ProGet approved and funded in as little as 48 hours
Top ConIndividual rates will vary from lender to lender
Suitable forSmall businesses looking to cover gaps in cash flow

Reverzz at a Glance

Reverzz was created with the goal of helping small businesses uncover the cash they need to survive, grow, and operate. In a brief time, the company has become a major broker between businesses and loan providers who can match their unique capital needs. Reverzz’s proprietary technology and simple application process lets prospective borrowers find matches for loans in less than two days, and can help companies stay in operation or afford their expansionary projects more easily. With an easy to use interface and a network of trusted lending partners, Reverzz is an intriguing alternative for businesses seeking quick growth.

Suitable for Whom?

  • Companies searching for a cash injection

The company’s lightning-fast application and funding process means small businesses can quickly cover gaps in cash flow, pay off existing obligations to vendors, or cover monthly overheads. Thanks to a simple application, companies that need money over the short-term can easily access it.

  • Businesses with weaker credit

Because Reverzz works with several lenders, even companies that have weaker credit histories or experienced financial problems in the past can find funding when they need it most. The company is happy to connect businesses with lenders who can meet their needs, regardless of credit scores.

Loan Features

The company does not originate or underwrite loans, but Reverzz counts on an extensive network of loan providers that can meet a wide range of financing needs. Currently, the company’s network includes 35 top lenders in the industry. Reverzz’s single loan application quickly connects customers to providers who can handle their financing requirements. The company boasts a more than 90% approval rate for applications, and can provide funding to businesses in as little as 48 hours, with approval in many cases arriving same day. For applicants, comparing options and starting the process is completely obligation-free. Customers are not forced to select a loan even if they have filled out Reverzz’ initial application. More importantly, the company does not charge any fees for its matching services. With excellent loan amounts and flexible terms, Reverzz is an intriguing solution for business loans.

Highlights for Reverzz:

  • One single application for all lenders
  • Get matched in seconds and approved same day
  • Funds received in as little as 48 hours
  • A strong network of 35 trusted lenders
  • A 90% approval rate for applicants
  • No obligation to accept any offers extended
  • Good range of loan amounts
  • Flexible loan repayment terms

The Application Process

To get started with the approval and funding process, Reverzz only requires a single application. The company requests basic information in their initial form including contact details and some specifics about the amount being requested. Additionally, applicants are asked to upload three months of business bank statements as well as their social security number. The company welcomes most applicants, but does set some minimum approval requirements:

  • A minimum of 3 months in business
  • A minimum of $8,000 in monthly deposits in the three months prior to applying

There are no set requirements for credit scores, although the company’s partners may request additional information or documentation once customers have selected their preferred loan provider. Reverzz also requests that customers have the following information at hand when applying:

  • Business tax ID number
  • Credit card statements for three months prior to application
  • Bank statements for the previous 1 to 3 months prior to application
  • Social security number for the business owner(s)
  • Driver’s license

Once the initial application is processed, businesses are matched with several alternatives for a loan. After selecting their top choice, prospective borrowers are connected directly to the lender, where they complete the approval before settling on final loan terms and interest rates.

Fast and Easy Loans

One of Reverzz’s biggest strengths is the variety of loans and the ease with which customers can identify the right financing solution. The company’s partners offer standard short-term loans, but they also deliver a wide range of services that include merchant cash advances, invoice factoring, lines of credit, and equipment financing.

While the company does not originate any of these loans, its partners do provide loans designed to cover everything from short-term gaps in cash flows to major expansion projects. Loan amounts for standard short-term loans start at $5,000 and can reach as high as $500,000. Lines of credit can be extended for up to $100,000. The other services offered by Reverzz’ partners may vary by lender, but deliver quick and revolving financing for businesses seeking a more flexible solution than a fixed-rate loan.

When paired with Reverzz’s straightforward application, companies have the means available to access financing easily in as little as two days. Reverzz does not list interest rates or APR information on its website, as these terms are agreed upon with a lender directly when an offer is accepted. There are also no fees attached to using Reverzz’s service, as the company does not charge to match borrowers to lenders.

The company does note that its partners work with over 700 kinds of businesses, and are happy to work with companies operating in almost any industry.

Repayment Terms

While many of the products Reverzz offers through its partners have revolving repayment periods—especially invoice factoring, merchant cash advances, and lines of credit—its short-term business loans have a good range of terms available. Customers can choose from repayment periods starting at 3 months all the way to 36 months. Repayment is handled daily or weekly depending on the service being used, with payments automatically deducted from a borrower’s business bank accounts.

How Safe Is It?

Customers will appreciate Reverzz’s dedication to information security. The company employs industry-standard processes to protect information while it is being transmitted and stored on its servers. Moreover, the company encrypts data being shared on the network. We would have liked to see a privacy policy that described the company’s data sharing policies in more depth and detail.

Help & Support

Those business borrowers with questions or in need of assistance can contact Reverzz via email, phone, or social media. The company’s call center is staffed by professional and friendly agents, and our wait times were minimal. We found that agents could answer our questions fully and promptly. Email requests are generally responded to within a business day, though that could change based on congestion. For customers who require quicker replies, the company’s social media pages are an excellent way to quickly communicate directly with Reverzz.

Deep Dive into Pros and Cons

Single applicationNo privacy policy
Good range of repayment termsDo not list interest rates and APRs on site
Extensive network of lendersNot directly a lender
Funds available as fast as 48 hours 

In our research, we found some areas where Reverzz could improve their service offerings. The company does not list any interest rates or APRs because it is not directly a lender. Moreover, we would have liked to see a privacy policy that describes the company’s data sharing and mining practices, as well as information regarding the security measures undertaken to protect sensitive borrower data. In addition, we would have appreciated more information regarding the loan services the company does provide through its partners.

On the other hand, we were impressed with several aspects of the company’s offerings. It is very easy to get started thanks to Reverzz’s single application for all its partners. The company’s lending network also offers a strong variety of loan terms and amounts, making it a flexible solution for all kinds of businesses. With a simple application and approval process, customers can access their funds as quickly as 48 hours. Thanks to its network, business borrowers of all backgrounds can find the financing they need through Reverzz.


A simple application and fast approval process underline Reverzz’s beneficial offerings for small businesses. The company gives customers the ability to find the flexible funding they need to survive, grow, or embark on major projects. Thanks to an extensive network of lenders that offer excellent loan terms and amounts alongside a strong variety of financing solutions, Reverzz presents an ideal solution for companies seeking fast funding or who have experience financial trouble in the past.

Physical Address


Reverzz Loans