Seek Business Capital Review

ByAlex McOmieDec. 22, 2020

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In a Nutshell

Seek Business Capital is a lending marketplace for small businesses, offering loans of as little as $10,000 all the way up to $150,000. With an easy application process and funds for a variety of needs, it’s a good option for any small business in search of funding.


  • Convenient online application
  • Small and large loans available


  • Not a direct lender
  • B rating from the Better Business Bureau

Seek Business Capital at a Glance

Direct lender or marketplace?Marketplace
Loan types
Small business loans
Loan amount$10,000 - $150,000
Repayment termsVaries
Suitable forSmall businesses that need cash to scale

Seek Business Capital Seek Business Capital View Rates


Seek Business Capital is a lending marketplace designed to connect small businesses with loans, lines of credit, and other types of funding. You can apply online in just a few minutes, and a Seek Business Capital agent will follow up to discuss your options and help you find a lender that matches your needs.

Why Seek Business Capital Is Good for Your Business

Comparing loans through a marketplace like Seek Business Capital gives you the opportunity to compare a number of options. Their agents will use your information to look for potential sources of funding and walk you through some potential choices.

Loan Features

Seek Business Capital’s partners lend to businesses in all 50 states, and you should be able to find a loan that works for you. Make sure to read the information carefully—depending on the terms of the loan, the recommended option may not be the one with the lowest interest rate or the lowest monthly payment.

Depending on your needs and the current state of your business, Seek Business Capital may be able to connect you with other funding opportunities including startup loans, unsecured lines of credit, business credit cards, and merchant cash advances.

More than 92 percent of businesses that apply through Seek Business Capital get approved for funding, so their team should be able to connect you with a suitable lender. That includes unsecured loans, which are often the most practical sources of funding for small businesses that don’t have as many assets to provide as collateral.

Application Process

Applying for a loan from Seek Business Capital is as easy as visiting the website, selecting the amount of funding you want, and answering a few simple questions.

After entering the type of company, the reason for your loan, your location, how long you’ve been in business, your monthly sales, your credit score, and your name, you’ll be able to type in your contact information and wait to hear from an agent.

Unfortunately, the online application only goes through pre-approval, so you’ll need to discuss your options with a Seek Business Capital employee. From there, they’ll refer you to an outside lender who matches your company’s profile. This makes the process slightly more involved and time-consuming than what you might find at another lending marketplace.

How Much Can You Borrow?

Seek Business Capital currently connects customers with loans as small as $10,000 and as large as $150,000. Business credit cards and unsecured lines of credit are also available in case you’d rather receive flexible funding.

Repayment Terms

Borrowers get referred by Seek Business Capital to third parties, so your repayment terms will depend on the lender you end up borrowing from. Make sure to read the terms carefully to avoid any unexpected details from popping up later. For example, some lenders charge hefty prepayment fees to discourage borrowers from making extra payments in order to save money on interest.

Keep in mind that other types of funding may be preferable to a conventional loan depending on your specific circumstances. Business credit cards, for example, often come with higher interest rates than small business loans, but they also give you access to revolving credit—in other words, you’ll be able to use more credit when you’ve paid off any existing balances.

Seek Business Capital provides more personal service than many other online lending marketplaces. An agent will walk you through the pros and cons of each option and answer any questions about the specific repayment terms.

How Safe Is It?

Seek Capital has a B rating from the Better Business Bureau. While a B isn’t as good as an A, it still reflects a generally upstanding company. With that in mind, you should be able to trust them as a lending marketplace, but they don’t have the scale or long-term reputation of a large lender like Chase or Bank of America.

Help and Support

Once you get your new loan, you’ll work with the third-party lender if you run into any issues. Seek Business Capital will walk you through the early stages of applying for and receiving funding, including helping you identify the right lender for your situation.

You can contact Seek Business Capital directly by sending a secure message on their website or calling from 6 AM to 6 PM Pacific Standard Time Monday through Saturday. Their blog also contains informative articles on a variety of subjects related to small business ownership and management.


Seek Business Capital isn’t the only lending marketplace out there, but it’s a good place to start if you need funding for your small business. With a quick online application, personalized assistance from an agent, and access to numerous lenders, it has everything you need to apply for and receive funding quickly.

Of course, a marketplace is only as good as the lenders it helps you find, so your results may vary depending on your credit and the current state of your business. Don’t hesitate to shop around and check different marketplaces if you’re not satisfied with the options you get from Seek Business Capital.

Physical Address

6420 Wilshire Blvd Suite 500

Los Angeles, CA 90048

Seek Business Capital Seek Business Capital View Rates

Seek Business Capital customer testimonials

ExcellentReviews 114
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  • author
    It's Destiny Rachelle
    Nov 30, 2020

    PLEASE!!! Do not sign any paper work with these people at Seek Capitol. It's all lies . They only get you credit cards and alot of inquries on your credit report. They will have you thinking that they can get you a business loan in your business name and i got nothing but credit cards in my personal name that i didn't need. You can do this yourself,Please don't make the same mistake that i did. These people are scammers .Do your homework and read these reviews. Don't let them put you in a worser situation than you're all ready in. I won't recommend this company to any one. PLEASE do your homework before doing any business with this company, it will save you alot of heart ache and pain. This company SEEK CAPITOL is bad business don't be a fool do your homework and stay far away from Seek Capitol. SCAMMERS!!!!!!!!!!!!!!!!!!!!


  • author
    Bowe O'Brien
    Nov 14, 2020
    They pitched business financing but pivoted to opening a bunch of credit cards, be careful

    Seek Capital introduced the call with business financing as a "line of credit" and then tried to get me to pay a $4,000 fee ($495 + 11.99% of proceeds) for them to apply for multiple credit card accounts in my name. Nothing close to the business loan or an actual line of credit that they promote, and a horrible option for me. My credit report would have been hit with a bunch of hard inquiries, making it harder for me to get other lending and I would have ended up with a bunch of credit cards I don’t need. It looks like others have actually gotten good business loans from them, maybe those loans have dried up in the pandemic and they're trying to keep the business going, or I'm not a good candidate, but I have Good/Excellent credit scores 706-737 among the 3 bureaus and the credit cards were the only option they provided. I'm writing this to caution people that having them try to open multiple credit cards may not be what you need and could put you in a bad position after hard inquiries, a big fee to Seek, and ending up with credit cards instead of cash proceeds from a real loan or a real line of credit. I spoke to Edwin first and then Ryan, they were both very friendly, but they masked what they were actually selling.


  • author
    Noah schnap
    Nov 07, 2020
    Strongly recommended

    I was looking for a loan or an investor to finance my bakery business. I came across Seek Capital after a few google searches and they were exactly what I was looking for. They got me approved in less than 2 weeks. I had a few issues that i needed to work through with them which was frustrating at the time, but in the end it all came together and this is why i recommend Seek Capital


  • author
    Alizabeth jones
    Nov 06, 2020
    Perfect for a new business owner

    Big businesses have a lot of options with banks. Small business owners starting out really don't have many options. I am very happy to have been introduced to Seek Capital as they really do a great job with new business owners to get them funding


  • author
    James byers
    Nov 05, 2020
    Seek Capital Review

    I used Seek Capital for my business loan and happy to report i had a very positive experience. I received funding in about 2 weeks and they really fought on my behalf to get me approved with the bank


Seek Business Capital