SuperMoney Review

ByAshley EnerizSep. 10, 2020

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In a Nutshell

SuperMoney connects you to personalized business loans from the top lenders. Whether you have an LLC, small business, or large business, you can receive funding for a variety of business needs. SuperMoney started off as a financial advice site in 2013 and has become a leader in the field.


  • No annoying sales calls
  • Quick application process


  • Not a direct lender
  • Limited customer support

SuperMoney at a Glance

Direct lender or marketplace? Marketplace
Loan types Business
Loan amount  $1,000 - $5M
Repayment terms Monthly payments
Minimum Credit Score 600+
Best for Businesses older than a year that produce income


SuperMoney is unique in the fact that it started out as a company wanting to help the population with expert financial advice. SuperMoney’s website is still full of thorough educational resources that cover business and personal finance topics alike. Not only are they a well-rated business loans marketplace, but they are also well-rated for connecting individuals to personal, auto, and student refinance loans. 

Unlike some marketplace lenders, SuperMoney does not use or sell your information. Instead, it transparently connects businesses to transparent loan options within minutes of filling out the application. Since they are not a direct lender, loan APRs and costs will vary per lender. 

Why SuperMoney Is Good For Your Business

If you know you need business financing, but you aren’t sure where to start, SuperMoney takes a lot of the pressure and time hassle off of your plate. While you are required to enter a Social Security Number to receive loan offers, this is only a soft pull on your credit, so your score won’t be affected. 

Loan Features

While SuperMoney is not a direct lender, it does not allow any of its partners to do a hard credit pull. This is helpful for your credit when you are in the initial research stage, but it can mean that your APR and the monthly payment will go up or down depending on your credit score. 

SuperMoney is partnered with the following lenders to provide loans for small and large businesses alike: 

  • OnDeck
  • Balboa Capital
  • Funding Circle
  • Fora Financial
  • Kabbage
  • BFS Capital
  • Acme 
  • Fast 
  • Nucleus
  • And more

Highlights for SuperMoney include:

  • Quick, paperless online application
  • No pressure or follow up sales calls to pick a loan
  • For a wide variety of businesses, including self-employed and LLC businesses
  • The minimum credit score starts at 600
  • Funding can be used for almost any business expense

Application Process

To get started, borrowers simply click on the “Get Started” button located on SuperMoney’s website. You will be asked about your business classification, what the business loan is for, business financial info, how much money you need to borrow, and your personal information. You will also need to enter your Social Security Number before you can see the different lenders and loan options. 

How Much Can You Borrow? 

SuperMoney can connect businesses to funding ranging from $1,000, all the way up to $5M. The amount of money you request to borrow will affect how many offers you receive. Not all of the partner lenders offer loans over $200,000 nor do all of the partners lend to small businesses. 

Repayment Terms

Since SuperMoney is not a direct lender, filling out the application will allow you to compare APR rates and repayment terms. Depending on your eligibility, you can compare different loan amounts at different repayment lengths, including 24 months, 36 months, 48 months, and 60 months. 

How Safe Is It? 

SuperMoney states that it’s using certain physical, managerial, and technical safeguards to protect the integrity and security of your information. They use 256-bit encryption to protect clients’ data. However, the site does not guarantee your information will remain secure, especially since they cannot control the security of third-party lenders. 

Help & Support

Since SuperMoney is a website that provides a little bit of everything it can be harder to track down customer support. They have a designed help center where individuals can submit a request. Unfortunately, there is no set phone number or email to contact customer service directly. 


If you want a quick way to see what loans and terms your business qualifies for, then SuperMoney is a great marketplace tool to use. You can weigh the different loan options without the pressure to make a commitment. You don’t have to worry about your credit score being affected or worry about getting on a lender’s spam list. 

Physical Address

SuperMoney’s offices are located at: 

3100 S Harbor Blvd #190, Santa Ana, CA 92704